Category: Uncategorized
Are Technology Firms offering a product or service, and does PI insurance cover both?
Often it can be confusing when determining whether something is a service or a product. There are many situations where this can be easily identifiable and some situations where it may not. For example, if you were to attend a hairdressing salon the hairdresser who is cutting your hair will be providing the service, and […]
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The Custodian World Cup Competition
Enter our competition. We can’t promise tickets to the final but there will be a prize to whoever gets it right. [contact-form-7 id=”2409″ title=”World Cup”] Any entries received after 19.00 on 11th July will be disqualified!
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Brokers, are you giving your consultancy clients what they need?
When a business is struggling or needs to become more competitive, what does the leadership do? No, the answer isn’t skip off to Hawaii with the workers’ pension fund. (At least, not usually.) Chances are, the leadership brings in a consultant to help turn things around. It’s a familiar story seen all across the country. […]
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Specialist cover for marketing and media companies
What do you picture when you hear the words ‘media companies’? For us, it conjures up images of sharp suits, snazzy décor and boozy lunches on Madison Avenue. Or maybe we’re confusing reality with an episode of Mad Men. Scotch, anyone? Meanwhile, in real life… Joking aside, we know that real life for marketing, PR, […]
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Professional indemnity insurance for estate agents … everything you need under one roof
There’s a favourite old joke about a materialistic estate agent. One morning, he rolls up outside the office in a brand new BMW. But as he’s getting out of the car, a lorry speeds by and takes the car door off. When the police arrive, the furious estate agent rants at the officers about how […]
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Architects, our professional indemnity insurance has got you covered
Why don’t architects make their own sandwiches? Because they rely on sub-contractors. Only joking, of course. Architects are far too busy to eat lunch. Between running a business, managing the design process, delivering the client’s towering expectations, and making all those little ‘tweaks’ the client ‘suggests’ along the way, we doubt you even have time […]
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Professional indemnity cover for construction contractors
Have you heard the one about the unlucky contractor? It goes like this. A contractor, an accountant and an estate agent walk into a bar. ‘Our computers got hacked this week,’ says the unlucky contractor. ‘My business partner’s run off with the staff’s wages. And, to top it all, my biggest client is refusing to […]
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New cover for a new age
Our general professional indemnity wording has been improved yet again. It now includes Third Party Hacker cover, Disputed Fees cover and Pollution defence costs cover, as well as more clearly acknowledging the Insurance Act. This means that if the insured is hacked and experiences a claim due to not being able to access their system, […]
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12 years professional indemnity
You may have been in a position where you are offered a new contract but part of the terms is that the contract is insured for 12 years. What this means is that your client wants to fully de-risk themselves and you, as the architect, need to ensure you have PI cover for the next […]
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Cyber security glossary
Protecting your company from cyber risks is an ongoing, demanding task. Often, business owners feel overwhelmed when it comes to cyber security because the language used to describe operations and threats is very different from the language of the business world. Consult this glossary for clear definitions of common cyber terms. Adware: Any software application […]
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