Archives for January 2019
Month: January 2019
What can the terrors of Brexit teach?
There is only one ‘t’ before ‘errors’ of Brexit turn into ‘terrors’ of Brexit. Some would say that the errors of Brexit have now taken us into the terror zone. The whole Brexit thing can also provide parallels in running a business. There are people involved, deadlines to be met and important decisions to be […]
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Are Technology Firms offering a product or service, and does PI insurance cover both?
Often it can be confusing when determining whether something is a service or a product. There are many situations where this can be easily identifiable and some situations where it may not. For example, if you were to attend a hairdressing salon the hairdresser who is cutting your hair will be providing the service, and […]
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Legionnaires’ Disease – what is it, how does it occur and how can insurance help you?
“I’ve never even heard of legionaries’ disease, why does it have anything to do with me?” Legionnaires’ disease is a serious disease caused by legionella bacteria. This is a form of walking pneumonia and is commonly found in the built-in water systems of hotels, hospitals, office buildings, flats and houses. It is often contracted by […]
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Is the consultant a dying breed?
Established thinking says that if you hire a consultant it means they are self-employed. So you do not have to worry about their tax or national insurance, and they’re not entitled to the same rights as your other workers. However, times are changing for consultants and the people who employ them. Consideration now has to […]
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What does it all mean?
So many people requesting Public liability when they really mean Professional Indemnity, Employment Practices Liability when they really mean Employers Liability. I hope this helps. So what are these covers and what do they do? Professional indemnity: This protects you against your legal liability toward a third party. So if you, or an employee, make […]
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