Insurance that covers all that you do

Property professionals can be engaged in a wide range of activities from estate agency, surveying, property management, selling houses and renting properties, to town planning, quantity surveying and project management.  Chartered surveyors can rest assured that our product and choice of insurer complies with the Royal Institute of Chartered Surveyors

Beyond this there are many statutory provisions that apply to property professionals.  If an inadvertent breach results in a prosecution against our customers then we will defend them.  Our cover offers protection for the following key statutory provisions:

The new Consumer Protection regulations that have been widened to apply to property agents and professionals
The Estate Agents’ Act 1979
The Consumers, Estate Agents and Redress Act 2007
The Health and Safety at Work etc Act 1974
The Health and Safety at Work (Northern Ireland) Order 1978
The Construction (Design and Management) Regulations 1994

We also recognise that a property professional practice may not necessarily have a static base of partners.  We recognise that partners may leave, join, retire or change their role from employee to part time consultants.  Our wording will automatically protect you from a claim arising from a former partner.

All our property professional wordings  are civil liability based wording and go beyond a basic negligence based wording.

We have aimed to deliver:

• a product that will protect a property professional from both generic and sector specific exposures.
• a service that is efficient and discrete.
• An insurer behind our products that has both reputation and financial security
• a claims service that is sensitive and experienced