Custodian Musings

June 3, 2020

COVID Insurance Risks to Accountants

In a time of great uncertainty, one thing we can say is that the risks of claims and regulatory investigations will not decrease for your industry. Having said that, although there will be difficult times, we are not predicting Armageddon for the accountancy sector. In fact, there will be some […]

May 27, 2020

COVID Insurance Risks to Surveyors, Valuers and Property Professionals

In January, many professionals were talking up the market, buoyed by the so-called Boris Bounce and predicting something of a cross-sector surge as pent-up demand came to the fore. How swiftly things can change. The main players in the residential sector are facing a catastrophic collapse in activity. Although technology […]

May 20, 2020

COVID Insurance Risks to Information Technology Professionals

The COVID-19 pandemic has put technology firmly in the spotlight. Insurers are likely to see an increase in claims and contractual disputes involving IT professionals. Increased demand for home working may reveal weaknesses in IT systems leading to an increase in claims.   Huge numbers of people are now working […]

May 15, 2020

COVID Insurance Risks to Construction Professionals

Despite the construction industry’s exemption from Government lockdown, many contractors took the difficult decision to stop work on 23 March 2020 as a result of the COVID-19 pandemic. With approximately 3.3 million people employed in the UK’s construction sector, the success of your industry is clearly critical to the UK’s […]

November 12, 2019

Employment Rights and Brexit – where do our rights come from and what do we need to know?

Employment Rights are something we are all aware of. Minimum wage, holiday pay, maternity and paternity leave… But where do these rights come from and will things change post Brexit? Certain rights have been around for hundreds of years. For example, the Factory Act 1833 prohibited employment of children under […]

September 18, 2019

Mistakes NOT to make with your PI Insurance: the ticking clock

Your PI Insurance has your back. But no relationship is a one-way stream. That’s why your insurance needs certain favours in return for the cover they provide. So,in the event of a potential claim you need to help your PI Insurance out as much as possible. Take a look at […]

August 9, 2019

Last year, the BBC launched its 50:50 challenge, aiming to positively rebalance the number of female expert contributors on-air and online.

Just one year on, the BBC has seen female representation more than double. Gender inequality is still present in the UK. The Royal Statistical Society found that around 95 per cent of receptionists, legal secretaries and care assistants are female in the UK, while 85 per cent of investment bankers […]

July 9, 2019

Why is professional indemnity becoming so expensive?

It is easy to look at professional indemnity renewal prices and start frothing at the mouth: “Why has my broker failed to get me a decent price?” “Why are insurance providers pushing up the price for no reason?” “My business hasn’t changed – why has the premium?” All reasonable questions. […]

June 25, 2019

Setting the scene

You will probably be aware that in 2017  fees for bringing Employment Tribunal claims were abolished.  So it is now very easy both financially and logistically to bring an employment claim against an employer. Below has seen the direct impact of this change with Employment tribunal applications increasing year on […]

April 25, 2019

Restrictive Covenants: Everything SMEs need to know

Nathan’s situation Nathan runs a well-known patisserie in the town of Guildford known as ‘Nat’s Pat’. He has been very concerned about one of his employees recently. This particular employee, Susan, has been turning up to work late, bullying other employees and constantly slacking. As employers I am sure you […]

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