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COVID Insurance Risks to Surveyors, Valuers and Property Professionals
In January, many professionals were talking up the market, buoyed by the so-called Boris Bounce and predicting something of a cross-sector surge as pent-up demand came to the fore. How swiftly things can change. The main players in the residential sector are facing a catastrophic collapse in activity. Although technology may provide some solutions, a […]
Read moreCOVID Insurance Risks to Information Technology Professionals
The COVID-19 pandemic has put technology firmly in the spotlight. Insurers are likely to see an increase in claims and contractual disputes involving IT professionals. Increased demand for home working may reveal weaknesses in IT systems leading to an increase in claims. Huge numbers of people are now working from home. With organisations increasingly […]
Read moreCOVID Insurance Risks to Construction Professionals
Despite the construction industry’s exemption from Government lockdown, many contractors took the difficult decision to stop work on 23 March 2020 as a result of the COVID-19 pandemic. With approximately 3.3 million people employed in the UK’s construction sector, the success of your industry is clearly critical to the UK’s economy. Many suggested this was […]
Read moreEmployment Rights and Brexit – where do our rights come from and what do we need to know?
Employment Rights are something we are all aware of. Minimum wage, holiday pay, maternity and paternity leave… But where do these rights come from and will things change post Brexit? Certain rights have been around for hundreds of years. For example, the Factory Act 1833 prohibited employment of children under 9 years old, and the […]
Read moreMistakes NOT to make with your PI Insurance: the ticking clock
Your PI Insurance has your back. But no relationship is a one-way stream. That’s why your insurance needs certain favours in return for the cover they provide. So,in the event of a potential claim you need to help your PI Insurance out as much as possible. Take a look at the example below… Bob is […]
Read moreLast year, the BBC launched its 50:50 challenge, aiming to positively rebalance the number of female expert contributors on-air and online.
Just one year on, the BBC has seen female representation more than double. Gender inequality is still present in the UK. The Royal Statistical Society found that around 95 per cent of receptionists, legal secretaries and care assistants are female in the UK, while 85 per cent of investment bankers are male. So if a […]
Read moreWhy is professional indemnity becoming so expensive?
It is easy to look at professional indemnity renewal prices and start frothing at the mouth: “Why has my broker failed to get me a decent price?” “Why are insurance providers pushing up the price for no reason?” “My business hasn’t changed – why has the premium?” All reasonable questions. Let me attempt to explain. […]
Read moreSetting the scene
You will probably be aware that in 2017 fees for bringing Employment Tribunal claims were abolished. So it is now very easy both financially and logistically to bring an employment claim against an employer. Below has seen the direct impact of this change with Employment tribunal applications increasing year on year. 2018 The average award […]
Read moreRestrictive Covenants: Everything SMEs need to know
Nathan’s situation Nathan runs a well-known patisserie in the town of Guildford known as ‘Nat’s Pat’. He has been very concerned about one of his employees recently. This particular employee, Susan, has been turning up to work late, bullying other employees and constantly slacking. As employers I am sure you all understand how frustrating this […]
Read moreEmployment: Heads of agreement – what are they and are they needed?
A common misconception is that the only document an employee is entitled to when taking up employment is an employment contract. In fact most employees are also entitled to a written statement of terms (sometimes known as ‘heads of terms’) no later than two months after they start work. What is a written statement? A […]
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