Custodian Musings

March 20, 2018

Professional indemnity insurance for estate agents … everything you need under one roof

There’s a favourite old joke about a materialistic estate agent. One morning, he rolls up outside the office in a brand new BMW. But as he’s getting out of the car, a lorry speeds by and takes the car door off. When the police arrive, the furious estate agent rants […]

March 20, 2018

Architects, our professional indemnity insurance has got you covered

Why don’t architects make their own sandwiches? Because they rely on sub-contractors. Only joking, of course. Architects are far too busy to eat lunch. Between running a business, managing the design process, delivering the client’s towering expectations, and making all those little ‘tweaks’ the client ‘suggests’ along the way, we […]

February 19, 2018

Professional indemnity cover for construction contractors

Have you heard the one about the unlucky contractor? It goes like this. A contractor, an accountant and an estate agent walk into a bar. ‘Our computers got hacked this week,’ says the unlucky contractor. ‘My business partner’s run off with the staff’s wages. And, to top it all, my […]

December 6, 2017

Reality TV celebrities and insurance!

There is a certain ‘almost D-list female reality TV celebrity columnist’ that has shown more than a few lapses in judgement. You may well know of her… There was that incident with Jack Monroe on Twitter, where she falsely alleged that the food writer had defaced a veterans’ monument. Then […]

December 4, 2017

The Phoenix rising from the ashes of Grenfell

The litigation and legal disputes surrounding Grenfell and whether parties involved were professionally negligent will rage on for years and cost millions of pounds in legal fees alone. However, the type of affirmative action taken around the improvements made at the Clements Court tower block could be the Phoenix that […]

New cover for a new age

Our general professional indemnity wording has been improved yet again. It now includes Third Party Hacker cover, Disputed Fees cover and Pollution defence costs cover, as well as more clearly acknowledging the Insurance Act. This means that if the insured is hacked and experiences a claim due to not being […]

12 years professional indemnity

You may have been in a position where you are offered a new contract but part of the terms is that the contract is insured for 12 years. What this means is that your client wants to fully de-risk themselves and you, as the architect, need to ensure you have […]

Insurance for book keepers

There is much a book keeper needs to think about.  Let Custodian do the thinking for them on their insurance needs. Here is a simple summary. All of them will need professional indemnity. It is, after all, their professional service that they are offering. Some may wish to consider buying […]

Cyber security glossary

Protecting your company from cyber risks is an ongoing, demanding task. Often, business owners feel overwhelmed when it comes to cyber security because the language used to describe operations and threats is very different from the language of the business world. Consult this glossary for clear definitions of common cyber […]

A fitting policy.

Is your PI policy fit for purpose? The property world has changed immeasurably over the last decade and for busy property agents, it’s understandable that there are plenty of things to think about. From dealing with clients and tenants to attracting new business with effective marketing and everything in between, […]

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