Custodian Musings

December 6, 2017

Reality TV celebrities and insuranace!

There is a certain ‘almost D-list female reality TV celebrity columnist’ that has shown more than a few lapses in judgement. You may well know of her… There was that incident with Jack Monroe on Twitter, where she falsely alleged that the food writer had defaced a veterans’ monument. Then […]

December 4, 2017

The Phoenix rising from the ashes of Grenfell

The litigation and legal disputes surrounding Grenfell and whether parties involved were professionally negligent will rage on for years and cost millions of pounds in legal fees alone. However, the type of affirmative action taken around the improvements made at the Clements Court tower block could be the Phoenix that […]

New cover for a new age

Our general professional indemnity wording has been improved yet again. It now includes Third Party Hacker cover, Disputed Fees cover and Pollution defence costs cover, as well as more clearly acknowledging the Insurance Act. This means that if the insured is hacked and experiences a claim due to not being […]

12 years professional indemnity

You may have been in a position where you are offered a new contract but part of the terms is that the contract is insured for 12 years. What this means is that your client wants to fully de-risk themselves and you, as the architect, need to ensure you have […]

Insurance for book keepers

There is much a book keeper needs to think about.  Let Custodian do the thinking for them on their insurance needs. Here is a simple summary. All of them will need professional indemnity. It is, after all, their professional service that they are offering. Some may wish to consider buying […]

Cyber security glossary

Protecting your company from cyber risks is an ongoing, demanding task. Often, business owners feel overwhelmed when it comes to cyber security because the language used to describe operations and threats is very different from the language of the business world. Consult this glossary for clear definitions of common cyber […]

A fitting policy.

Is your PI policy fit for purpose? The property world has changed immeasurably over the last decade and for busy property agents, it’s understandable that there are plenty of things to think about. From dealing with clients and tenants to attracting new business with effective marketing and everything in between, […]

Professional indemnity: why it’s essential for every business

For any business operating within the UK, professional indemnity insurance is something that is good to consider. Designed to protect enterprises from the costs and damages associated with legal claims, it covers not only negligent acts on your part, but also breaches of confidentiality, accidental defamation, and more. Many people […]

Technology consultants: Is it a service or is it a product you offer?

When it comes to considering the insurance types that your business needs, the question of whether you offer a product or a service is key. But how do you ascertain this when you work in the modern knowledge economy? For example, IT firms tend to span both areas. IT equipment, […]

Demographics changing in the rental space

We all know that young people are struggling to get on the housing ladder. Estate agents have been warning about this trend for years, and there has been much talk in political circles about how to address this issue, but the trend appears to be strengthening. A recent report, conducted […]

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