Custodian Musings

April 19, 2018

Brokers, are you giving your consultancy clients what they need?

When a business is struggling or needs to become more competitive, what does the leadership do? No, the answer isn’t skip off to Hawaii with the workers’ pension fund. (At least, not usually.) Chances are, the leadership brings in a consultant to help turn things around. It’s a familiar story […]

April 19, 2018

Professional indemnity insurance for the tech world

CEOs in jeans and hoodies. Nap pods. And more fancy coffee machines than you can shake a stick at. Tech companies have an achingly cool reputation. But outside the land of Google, Apple and Facebook are thousands upon thousands of smaller technology businesses run by normal folks. You know, people […]

April 19, 2018

Specialist cover for marketing and media companies

What do you picture when you hear the words ‘media company’? For us, it conjures up images of sharp suits, snazzy décor and boozy lunches on Madison Avenue. Or maybe we’re confusing reality with an episode of Mad Men. Scotch, anyone? Meanwhile, in real life… Joking aside, we know that […]

March 20, 2018

Professional indemnity insurance for estate agents … everything you need under one roof

There’s a favourite old joke about a materialistic estate agent. One morning, he rolls up outside the office in a brand new BMW. But as he’s getting out of the car, a lorry speeds by and takes the car door off. When the police arrive, the furious estate agent rants […]

March 20, 2018

Architects, our professional indemnity insurance has got you covered

Why don’t architects make their own sandwiches? Because they rely on sub-contractors. Only joking, of course. Architects are far too busy to eat lunch. Between running a business, managing the design process, delivering the client’s towering expectations, and making all those little ‘tweaks’ the client ‘suggests’ along the way, we […]

February 19, 2018

Professional indemnity cover for construction contractors

Have you heard the one about the unlucky contractor? It goes like this. A contractor, an accountant and an estate agent walk into a bar. ‘Our computers got hacked this week,’ says the unlucky contractor. ‘My business partner’s run off with the staff’s wages. And, to top it all, my […]

December 6, 2017

Reality TV celebrities and insurance!

There is a certain ‘almost D-list female reality TV celebrity columnist’ that has shown more than a few lapses in judgement. You may well know of her… There was that incident with Jack Monroe on Twitter, where she falsely alleged that the food writer had defaced a veterans’ monument. Then […]

December 4, 2017

The Phoenix rising from the ashes of Grenfell

The litigation and legal disputes surrounding Grenfell and whether parties involved were professionally negligent will rage on for years and cost millions of pounds in legal fees alone. However, the type of affirmative action taken around the improvements made at the Clements Court tower block could be the Phoenix that […]

New cover for a new age

Our general professional indemnity wording has been improved yet again. It now includes Third Party Hacker cover, Disputed Fees cover and Pollution defence costs cover, as well as more clearly acknowledging the Insurance Act. This means that if the insured is hacked and experiences a claim due to not being […]

12 years professional indemnity

You may have been in a position where you are offered a new contract but part of the terms is that the contract is insured for 12 years. What this means is that your client wants to fully de-risk themselves and you, as the architect, need to ensure you have […]

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