Legionnaires’ Disease – what is it, how does it occur and how can insurance help you?

January 16, 2019

Legionnaires’ Disease – what is it, how does it occur and how can insurance help you?

“I’ve never even heard of legionaries’ disease, why does it have anything to do with me?” Legionnaires’ disease is a serious disease caused by legionella bacteria. This is a form of walking pneumonia and is commonly found in the built-in water systems of hotels, hospitals, office buildings, flats and houses. […]

January 10, 2019

Is the consultant a dying breed?

Established thinking says that if you hire a consultant it means they are self-employed.  So you do not have to worry about their tax or national insurance, and they’re not  entitled to the same rights as your other workers. However, times are changing for consultants and the people who employ […]

January 6, 2019

What does it all mean?

So many people requesting Public liability when they really mean Professional Indemnity, Employment Practices Liability when they really mean Employers Liability. I hope this helps. So what are these covers and what do they do? Professional indemnity:  This protects you against your legal liability toward a third party.  So if […]

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